Credit Policies
All of us at Grants Pass Clinic recognize that the costs of medical care can pose significant challenges to some of our patients. Not all patients have insurance coverage, and those that do are increasingly finding they are personally responsible for a larger share of the cost.
It has been our long standing policy to work with patients, as needed, to make financial arrangements that are reasonable and mutually beneficial.
If you have insurance, we will file your claim and wait a reasonable period time for your insurance to pay. Once processed by your insurance, or after ninety days, remaining balances are transferred to your personal account and considered due and payable in full.
Upon approval by the credit office, monthly payments may be arranged to settle your account balance. The minimum monthly payment for balances of $250, or less, is $25. If your current balance is greater than $250, then we require a monthly payment of 10% of the total balance. For example, a $450 account balance requires a minimum monthly payment of $45. These payments are in addition to any co-pays you may incur for future appointments.
Finance charges of 7% are applied on unpaid balances, as permitted by law.
What happens if my account is delinquent?
It is important that you maintain your account in good standing. Payments need to be made regularly and consistently. If you are unable to make a scheduled payment, please discuss this with the credit office and work out a plan to keep your account current.
Failure to maintain your account could result in it being turned over to an outside collection agency. Should it become necessary for us to turn your account over to a collection agency, it is Grants Pass Clinic's policy to notify you that you will not be provided any further medical services at our clinic. Collection is truly a last resort at Grants Pass Clinic. If you are communicating with our credit office and making sincere efforts to pay your account, then it is unlikely it will become a concern.
For more information contact
Grants Pass Clinic Credit Department
(541) 476-6644
